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For developers

An AI assistant in your app needs data from users' accounts, while your own AISP licence and bank integrations take months.

How it works

  1. Step 01

    Embed Fizen Connect

    The user connects their bank in the Fizen component, and consent is managed on the Fizen website.

  2. Step 02

    Connect the MCP server

    Your agent connects to https://mcp.fizen.com on the user's behalf, with a token issued after consent.

  3. Step 03

    The agent uses the tools

    Balances, transactions and summaries available as read-only MCP tools.

What you get

  • A ready MCP server instead of your own bank integrations
  • Fizen's AISP licence instead of your own
  • The Fizen Connect component for connecting banks
  • Consent and revocation handled by Fizen
  • A sandbox with test banks
  • Billing per active account, from a public price list

MCP tools

Tools available to agents.

  • list_accounts

    Accounts the user has granted access to.

  • get_balance

    The current balance of a given account.

  • list_transactions

    Transactions in a date range, filtered by amount and counterparty.

  • search_transactions

    Search transactions by reference, counterparty or amount.

  • summarize_spending

    A summary of spending and income by category.

  • get_consent_status

    The status and expiry date of the user's consent.

The Fizen Connect component

Fizen Connect is the window in which the user chooses a bank, logs in and selects accounts. You embed it with a few lines of code. Fizen handles consents, renewals after 180 days and revocations, and you get a webhook for every change.

Rules

  • An agent must never ask the user for banking credentials.
  • Account data may be used only for the purpose the user agreed to.
  • Users must know which AI provider processes their data.
  • Data must not be kept longer than the purpose requires, or resold.
  • The full rules are in the Fizen MCP Terms and the Developer Platform Terms.
{  "mcpServers": {    "fizen": {      "type": "http",      "url": "https://mcp.fizen.com"    }  }}

Developer plans

Prices exclude VAT

  • Developer Start

    Up to 100 of your users' accounts

    PLN 249

    per month, net

    Access: API, MCP and Fizen Connect

    • 100 personal or 60 business accounts
    • Extra account PLN 2.00 (personal) or PLN 3.00 (business)
    • Bank data once a day and on demand
    • Customer verification and income report at PLN 1.50
    • Fizen Connect with Fizen branding
  • Developer Growth

    Up to 500 of your users' accounts

    PLN 990

    per month, net

    Access: API, MCP and Fizen Connect

    • 500 personal or 300 business accounts
    • Extra account PLN 1.60 or PLN 2.40
    • Bank data 4 times a day and on demand
    • Customer verification and income report at PLN 1.20
    • Categories included, chat with a reply within 1 day
  • Developer Scale

    More than 500 accounts, annual contract

    from PLN 4,900

    per month, net, annual contract

    Access: API, MCP and Fizen Connect on your domain

    • Accounts from PLN 1.20 (personal) or PLN 1.80 (business)
    • Above 20,000 accounts, rates down to PLN 0.80 and PLN 1.20
    • Fizen Connect on your own domain
    • SLA and a shared Slack channel
    • Limits, history and reports by contract
Compare all features
  • Monthly price

    Developer Start
    PLN 249
    Developer Growth
    PLN 990
    Developer Scale
    from PLN 4,900, annual contract
  • Whose accounts

    Developer Start
    your app's users
    Developer Growth
    your app's users
    Developer Scale
    your app's users
  • Access

    Developer Start
    API, MCP and Fizen Connect
    Developer Growth
    API, MCP and Fizen Connect
    Developer Scale
    API, MCP and Fizen Connect on your domain
  • Accounts included

    Developer Start
    100 personal or 60 business
    Developer Growth
    500 personal or 300 business
    Developer Scale
    by contract
  • Extra account per month (personal / business)

    Developer Start
    PLN 2.00 / PLN 3.00
    Developer Growth
    PLN 1.60 / PLN 2.40
    Developer Scale
    PLN 1.20 / PLN 1.80, above 20,000 accounts down to PLN 0.80 / PLN 1.20
  • Transaction history

    Developer Start
    24 months
    Developer Growth
    24 months
    Developer Scale
    by contract
  • Data refresh from the bank

    Developer Start
    once a day and on demand
    Developer Growth
    4 times a day and on demand
    Developer Scale
    by contract
  • MCP questions and API calls

    Developer Start
    free, per-minute limit per key
    Developer Growth
    free, per-minute limit per key
    Developer Scale
    by contract
  • Categories and summaries

    Developer Start
    add-on, PLN 0.30 per account
    Developer Growth
    included
    Developer Scale
    included
  • Income and expenses report

    Developer Start
    PLN 1.50 per report
    Developer Growth
    PLN 1.20 per report
    Developer Scale
    by contract
  • Customer verification (identity and account)

    Developer Start
    PLN 1.50 per check
    Developer Growth
    PLN 1.20 per check
    Developer Scale
    by contract
  • Payments matched to invoices

    Developer Start
    option
    Developer Growth
    option
    Developer Scale
    option
  • Notifications

    Developer Start
    webhooks
    Developer Growth
    webhooks
    Developer Scale
    webhooks
  • Fizen Connect

    Developer Start
    with Fizen branding
    Developer Growth
    yes
    Developer Scale
    on your own domain
  • Dashboard

    Developer Start
    developer dashboard
    Developer Growth
    developer dashboard
    Developer Scale
    developer dashboard
  • Support

    Developer Start
    email, reply within 2 days
    Developer Growth
    chat, reply within 1 day
    Developer Scale
    SLA, shared Slack channel
  • Contract

    Developer Start
    online
    Developer Growth
    online
    Developer Scale
    annual, in writing

Regulation

Account access is provided by Fizen as an AIS provider supervised by the KNF. Your app does not need its own licence but must follow the Fizen MCP Terms and the Developer Platform Terms.

FAQ

Pricing

from PLN 249

per month, net, Developer Start plan

Full pricing

Ask your assistant about your accounts

The Personal plan is free: one bank, all your accounts in it and one AI assistant. You sign up with your Google account.